| | JANUARY 20244VOL 12 · ISSUE 1 - 1 · JANUARY, 2024 PublisherOffice Editorial queries editor@ciotechoutlook.com To subscribeVisit www.ciotechoutlook.com/magazine/or send email to: subscription@cioreviewindia.comMagazine Price is Rs.150 per issuePrabhu Dutta A.R.N RayAlok ChaturvediManager DesignMagendran PerumalCirculation ManagerEditorial TeamCIOReviewIndia No. 124, 2nd Floor, Surya Chambers, Old Airport Road, Murugheshpalya, Bangalore-560017Souvik AcharyaDebjani Maity AcharyaSurbhi SumanManaging EditorSudhakar SinghSenior DesignerVisualisersAdvertising queriessales@ciotechoutlook.comBangaloreTel 080 46441103Sales & MarketingRavi kalgi Printed and published by Alok Chaturvedi on Behalf of Biz Print Media Technologies Pvt Ltd and Printed at Precision Fototype Services at Sri Sabari Shopping Complex, 24 Residency Road Bangalore-560025 and Published at No. 124, 2nd Floor, Surya Chambers, Old Airport Road, Murugeshpalya, Bangalore-560017.Copyright © 2024 Biz Print Media Technologies Pvt Ltd, All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher.Hima P M Tejaswini P Roshan Akthar Viswanathan A Nalini BramhanapalliNoidaTel 120 4639300EDITORIALSHAPING TOMORROW'S BANKING LANDSCAPE In the vibrant landscape of India's banking technology scene, a fascinating transformation is underway. Fueled by technological strides, changing customer preferences, and a regulatory whirlwind, the banking sector is embracing digital evolution. At the heart of this shift are efforts to make operations smoother, enhance customer interactions, and stay in tune with the regulatory beat. Digital banking solutions have become the heroes of this narrative, riding high on the wave of smartphones and easy internet access. More and more Indians are opting for digital channels, urging banks to invest significantly in technology for online banking, mobile payments, and digital wallets. Adding spice to this mix are the dynamic FinTech companies, shaking up traditional banking norms with innovations like peer-to-peer lending, robo-advisors, and blockchain applications. In response, banks are resorting to collaboration and investment in these agile startups, drawing on their inventive energy to stay ahead in the game. But the plot thickens with the entrance of Artificial Intelligence (AI) and Machine Learning (ML) onto the stage. These technologies are not just playing supporting roles; they are becoming transformative forces in areas like risk management, fraud detection, customer segmentation, and personalized marketing. Indian banks are quick to recognize their potential, integrating AI and ML to streamline operations, make smarter decisions, and offer personalized financial products. As the government encourages financial inclusion and a shift towards a cashless economy, the demand for banking technology solutions is soaring. Initiatives promoting greater financial access and seamless transactions are setting the stage for a flourishing banking technology sector.This issue acquaints you with the most promising banking technology solution providers. In this special issue, CIOTechOutlook brings to you the companies that have made their mark in this domain with their technology acumen and industry expertise. These companies have kept abreast of the new technological advancements in this sector and have leveraged them to their full potential. We hope this issue gives you helpful insights into this market landscape. Sudhakar SinghManaging Editorsudhakar@ciotechoutlook.com
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